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by version_five
1164 days ago
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It's "good" in the same way that "google stops punching man in the face" might be good. In a sea of predatory applications, why is lending the only one that gets blocked here? A whitelist would be better (say approved photo and contact apps could access photos and contacts), and better still would be the app can only access what you transfer to it and doesn't get blanket permissions. I also agree with the other comment that this shouldn't be within Google's power to decide, it should be regulated - if you force a closed OS on users, you should be limited in what it can access |
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Because lending apps are the only one to engage in egregious behavior, see [1] as an example. The relevant sections are quoted below:
> If a user was late to repay, the app had previously indiscriminately texted or called contacts in the user’s phone as part of loan collection efforts. This process began immediately after a loan repayment was delayed, according to user reviews.
> Numerous users reported that friends, family, employers, and other contacts were harassed and threatened through Opera’s apps when a borrower was late.
(...)
> In another example, the apps threatened to place friends or family of a borrower on a national credit blacklist if they didn’t convince the actual borrower to pay:
[1] https://hindenburgresearch.com/opera-phantom-of-the-turnarou...