[bitdivision]

I doubt those limits would apply to business accounts, which I'd guess were the majority of the withdrawals here.

Are you sure the limits on your account would apply to e.g. a wire transaction? Of course there are limits on ATM withdrawals and some other transfer methods, but I'm not sure they'd apply if you wanted to send a wire.

[chii]

> I'm not sure they'd apply if you wanted to send a wire.

Not many people (at least, people who don't deal with large sums) have experience with doing a wire transfer. Sometimes they're a bitch to deal with - but it's what you'd use if you are doing very large sums (like, in the order of 6 or 7 figures or more).

[inglor_cz]

Interesting. Where?

In most of Europe, wire transfers are really easy to do, and where I live, most banks now support instant wire transfers (10 seconds) under some limit (in my case, 15 000 Eur). Doing them using QR codes and smart banking apps is really straightforward and user-friendly, so people do them routinely even for small sums.

[chii]

> support instant wire transfers

that's not the wire transfer i am referring to - it's the one where you'd use a SWIFT code to designate the bank.

[inglor_cz]

This is something that probably differs in EU and the US.

Between EU countries, you need SWIFT, but within a single country, you usually don't (I think the exception is Poland, where SWIFT is the default...?).