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by chii 1191 days ago
> I'm not sure they'd apply if you wanted to send a wire.

Not many people (at least, people who don't deal with large sums) have experience with doing a wire transfer. Sometimes they're a bitch to deal with - but it's what you'd use if you are doing very large sums (like, in the order of 6 or 7 figures or more).
1 comments
inglor_cz 1191 days ago
Interesting. Where?

In most of Europe, wire transfers are really easy to do, and where I live, most banks now support instant wire transfers (10 seconds) under some limit (in my case, 15 000 Eur). Doing them using QR codes and smart banking apps is really straightforward and user-friendly, so people do them routinely even for small sums.

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chii 1191 days ago
> support instant wire transfers

that's not the wire transfer i am referring to - it's the one where you'd use a SWIFT code to designate the bank.

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inglor_cz 1191 days ago
This is something that probably differs in EU and the US.

Between EU countries, you need SWIFT, but within a single country, you usually don't (I think the exception is Poland, where SWIFT is the default...?).

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