[mat_epice]

Let me tell you: $325k/yr is not enough to manage a debilitating health condition that requires constant care.

For a creator of her size, patreon takes 12% right off the top. ($39k)

In addition, there is a transaction fee of 2.9% + $0.30. ($9.5k + $32.5k = $42k)

Then you have to pay taxes. Self employment taxes on $283k are $26.5k. Federal/state/local income taxes are $82k.

189k of your earnings are GONE.

So, you’re at $135k takehome. Not $325k, but not bad, right?! Well, maybe, except this does not include any of the benefits of a traditional job. No health insurance, dental, retirement, etc. Hopefully, they have good health insurance, otherwise they are probably already close to bankrupt.

If you’re wondering whether $135k takehome can support a couple through a catastrophic health issue like this long term, I have the personal experience to say that it can’t. I won’t elaborate further, but maybe someone else can.

[trogdor]

Even assuming that your figures are correct, I am not sure how you can conclude that $135k/year take-home is insufficient to support a couple through a catastrophic health issue.

She is apparently in her 30s. Same with me. I pay for an excellent Marketplace health insurance policy. My premium, annualized, is around $6,500, and my annual out-of-pocket maximum is $8,000. That’s $14,500 a year. Double that to liberally cover two people, and you’re still under $30k/year.

How is $135k/year inadequate?

[aflag]

Also worth noting that before the video was released she had a little less than 1k patreons and wasn't releasing new videos. So, she's probably been going through her savings for the past 6 months or so. She's not getting better any time soon either. So, this 9k number will probably decrease a lot in the following months.

[trogdor]

I’m not sure how that is relevant.

My comment was a rebuttal to someone who argued that $135k/year in take-home is insufficient to support a couple - any couple - through a catastrophic health issue.

[aflag]

This is in the context that she's already rich enough and doesn't need support. So, I was pointing out that, even if 137k per year is enough. It doesn't mean she quite get that really.

[mat_epice]

Insurance is not the only health care expense. Her level of illness indicates need for round-the-clock supervision, which could be satisfied by a nursing home at $10k per month, which would allow her husband to work. That’s a pretty miserable existence, so home health aids are more common, which augment the time family spends caring for the sick person. That can easily cost $5k/month or more to just cover enough time to hold a job, go to school, or just sleep most nights without worry.

[Brian_K_White]

"$325k/yr is not enough"

...and so definitely needs your charity more than people with only $25k/yr.

[mat_epice]

That was never said.