Hacker News new | ask | show | jobs
by trogdor 1201 days ago
Even assuming that your figures are correct, I am not sure how you can conclude that $135k/year take-home is insufficient to support a couple through a catastrophic health issue.

She is apparently in her 30s. Same with me. I pay for an excellent Marketplace health insurance policy. My premium, annualized, is around $6,500, and my annual out-of-pocket maximum is $8,000. That’s $14,500 a year. Double that to liberally cover two people, and you’re still under $30k/year.

How is $135k/year inadequate?

2 comments

Also worth noting that before the video was released she had a little less than 1k patreons and wasn't releasing new videos. So, she's probably been going through her savings for the past 6 months or so. She's not getting better any time soon either. So, this 9k number will probably decrease a lot in the following months.
I’m not sure how that is relevant.

My comment was a rebuttal to someone who argued that $135k/year in take-home is insufficient to support a couple - any couple - through a catastrophic health issue.

This is in the context that she's already rich enough and doesn't need support. So, I was pointing out that, even if 137k per year is enough. It doesn't mean she quite get that really.
Insurance is not the only health care expense. Her level of illness indicates need for round-the-clock supervision, which could be satisfied by a nursing home at $10k per month, which would allow her husband to work. That’s a pretty miserable existence, so home health aids are more common, which augment the time family spends caring for the sick person. That can easily cost $5k/month or more to just cover enough time to hold a job, go to school, or just sleep most nights without worry.