| It is generally inadvisable to get within inches of a high speed multi-ton vehicle in the first place. If something goes wrong with that, a mere helmet can only help so much, as you might expect. I think we can agree that multi-ton vehicles are not permitted to enter houses. Because of the dearth of such vehicles, the inhabitants feel (relatively) safe, and go about their day helmet-less. A similar approach has been used in eg. the Netherlands for bicycles. Where needed (& as much as possible, & more and more often) , bicycles are given their own paths, preferably in such a way that no motor vehicles can enter. Since the danger is thus much reduced, bicyclists on those routes also typically go about their day helmet-less. At least, this is one way to intuit why people in the Netherlands don't normally wear helmets (as often at least: they still do when racing or mountain biking or etc where there is increased risk. Just not for the normal 9-5 commute, which is considered ~safe) |
The roads in the Netherlands are nicely separated from the cars in most cases and also well paved. That doesn't prevent you from riding off the side of the road into a ditch and hitting your head though.
Having had a freak accident on a bike (on a safe road) and cracked a helmet, I'm sure glad that I had it on. I always ride with a helmet.