[klodolph]

I don’t know about others, but I suspect that if the FDIC ran out of money, congress would figure out a way to fund it even if it meant printing money. I am okay with this.

[kasey_junk]

You don’t need to guess. The FDIC is backstopped but the full faith & credit of the US government.

There is a link prominently on the website: https://www.fdic.gov/consumers/assistance/protection/depacco...

[nostrebored]

But liquidity is the issue here. In the event that this happens, how long would it be before you could have access to your funds?

[klodolph]

Why do you say liquidity is the issue? It sounds like you are imagining some specific scenario here.

[imtringued]

He means that the bureaucratic arm may take time to process your insurance claim, after all you aren't the only one waiting for your money.

[kwertyoowiyop]

The answer seems to be “a few business days, usually next next business day” but that likely won’t appease the tinfoil hat crowd. https://www.fdic.gov/consumers/consumer/news/cnfall14/miscon...