[nostrebored]

But liquidity is the issue here. In the event that this happens, how long would it be before you could have access to your funds?

[klodolph]

Why do you say liquidity is the issue? It sounds like you are imagining some specific scenario here.

[imtringued]

He means that the bureaucratic arm may take time to process your insurance claim, after all you aren't the only one waiting for your money.

[kwertyoowiyop]

The answer seems to be “a few business days, usually next next business day” but that likely won’t appease the tinfoil hat crowd. https://www.fdic.gov/consumers/consumer/news/cnfall14/miscon...