|
|
|
|
|
|
by Arnt
1383 days ago
|
|
|
I searched in German and Italian about the Swissair, Air Berlin and Alitalia debacles, and I did not find any news articles that said that credit card customers had received their money back. Come to think of it, there might also be a press release or ad-hoc exchange notice saying "banks had to refund x billions due to visa chargebacks", I could have searched for it, so why not now? I found https://ec.europa.eu/info/sites/default/files/chargeback_rep... now, which appears to imply that if you win the dispute (should be easy), your chargeback becomes a claim against the bankrupt airline and you'll get something or nothing, depending on how much is left in the airline. |
|
|
No, you get your money back, and the bank now has a claim against the airline.
I haven't been through this exact scenario in my life, but I've been in plenty of non-delivery situations, however, I can't make a good faith claim that they were flat-out chargebacks, because on all of the cards that I made the purchases with, purchase protection or insurance was a listed benefit, namely on the Amex Platinum.
But there must be a card with similar chargeback benefits that's available to everyone in basically every EU country.
Nevertheless, there are plenty of opportunities to get your money back in such a situation.