[sgjohnson]

> your chargeback becomes a claim against the bankrupt airline and you'll get something or nothing, depending on how much is left in the airline.

No, you get your money back, and the bank now has a claim against the airline.

I haven't been through this exact scenario in my life, but I've been in plenty of non-delivery situations, however, I can't make a good faith claim that they were flat-out chargebacks, because on all of the cards that I made the purchases with, purchase protection or insurance was a listed benefit, namely on the Amex Platinum.

But there must be a card with similar chargeback benefits that's available to everyone in basically every EU country.

Nevertheless, there are plenty of opportunities to get your money back in such a situation.