[onlyrealcuzzo]

It's ~$636 per month with nothing down on a 7-year loan.

At the end of 7 years, you can expect the car to be worth more than $20k (obviously depends on usage).

That's $17k in present value.

That reduces you're real payment to ~$410/m.

This is way worse for cash-flow. Way worse short-term, and obviously worse long-term, too.

I'm not sure how companies like this can find customers.

[q7xvh97o2pDhNrh]

Some people have poor math skills and low impulse control; some people have great math skills and high impulse control; and some people have great math skills, high impulse control, and a high priority on having a car without owning a car.

Between the 3 groups, the company might be able to find enough customers to make it happen. Given the egregious profit margins baked into their model, they don't even need to find that many to make it happen.

[hedora]

Also, used EVs will eventually be easy to obtain and reasonably priced.

At $20K, the first auto loan calculator I tried estimates a $278 payment, zero down, ignoring resale value.

Unless this service lets you switch EV types at will (sedan, SUV, compact, truck, rivian, etc...), I really don't see the point of paying the startup fee.

[ytdytvhxgydvhh]

One cynical take I can come up with after spending some time on the Tesla forums: Teslas are enjoyable to drive, but buying a Tesla is a quality crapshoot. Rather than roll the dice and see if the particular Tesla you purchase is one of the ones that’s fine or one of the ones that’s in the shop constantly, you can subscribe and if you get a dud, swap it for another. Dealing with the quality issues is Autonomy’s problem, not the individual driver’s problem.

Still doesn’t seem worth Autonomy’s prices to me though.