[VoodooJuJu]

I don't have a game to answer with, but want to share some related sentiments.

"Risk tolerance" is a trait you acquire only when you've never known hunger. Only when you've never been faced with homelessness. Only when you've never been so poor that you can't afford to throw something away, less you may one day need it.

When the worst thing that can come of your failure is going home to a supportive and connected family, a hot meal, and a feather pillow to rest your head, of course you'll be "risk tolerant".

I don't think any game can give you this trait. The only way to acquire it is to be born and raised in a house of abundance.

...though at the same time, the threat of destitution could be a great way to really push one to succeed. "Burn the ships", "necessity is the mother of invention", and all that.

[BizarroLand]

I disagree.

I've been hungry. I've been homeless for over a year, both as a child and as an adult. I've been so poor that I can't afford to throw away broken shoes because I couldn't afford to replace them.

But, that was temporary. I'm doing better now, and I have some risk tolerance.

Maybe not as much as someone who didn't experience what I experienced, but still. Tolerance for risk comes from an acceptance of possible outcomes. You can accept an outcome regardless of your personal circumstances, after all, people with lung cancer sneak out of chemotherapy to smoke cigarettes, and people who are about to have their lights turned off still gamble their paychecks away.