[BizarroLand]

I disagree.

I've been hungry. I've been homeless for over a year, both as a child and as an adult. I've been so poor that I can't afford to throw away broken shoes because I couldn't afford to replace them.

But, that was temporary. I'm doing better now, and I have some risk tolerance.

Maybe not as much as someone who didn't experience what I experienced, but still. Tolerance for risk comes from an acceptance of possible outcomes. You can accept an outcome regardless of your personal circumstances, after all, people with lung cancer sneak out of chemotherapy to smoke cigarettes, and people who are about to have their lights turned off still gamble their paychecks away.