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When I bought my first house, I purposefully avoided any neighborhood with an HOA because of all the internet scare mongering I had heard over the years. After ten years of one neighbor parking cars on their lawn, another growing more weeds than blades of grass, and another with 8 vehicles parked along the street I was done. When I bought my second house I specifically wanted an HOA. After another 6 years, I couldn’t be happier. Yes the HOA prevents me from doing a handful of things, things that aren’t really a big deal in the grand scheme of things. While the HOA keeps the entire neighborhood looking nice and slaps people on the wrist when they need it. |
Also keep in mind that getting together to organize a set of common standards and restrictions is the basis for all exclusive communities. That's OK if you are on the casual compliance side of the rules, or if you get to write them to suit your preferences. But it is discriminatory. Similar covenants have been used to keep out ethnic minorities (because of the way they live, like animals!).
Being for or against HOAs is like being for or against laws. It's meaningless without context.
Some HOAs are traffic lights. Some HOAs are civil forfeiture.
An HOA can morph from tolerable into unconscionable. Deny the HOA the right to exist in the first place, and it will never go bad. This is an appealing tradeoff for many.