[djrogers]

> But these same companies are already issuing 100% chip-and-pin (plus tap) cards in every market other than the US.

Citation please? I haven't seen a non-chip-and-pin card issued here in the US for at least 5 years (probably even longer), and that includes my tiny local bank..

[aidenn0]

None of my cards are chip-and-pin, they are chip-and-sign (i.e. it's via a chip reader, but no PIN is required to pay)

[briffle]

Yep, the rules were, for chip and pin fraud, the liablility was no longer on the retailer, but still was for swipe fraud. So there was a HUGE push from retail customers to get chip-and-pin in place to cut down on the amount of chargebacks, etc.

https://pointofsale.com/chip-card-vs-magnetic-stripe-card/

[anonymousiam]

As recently as three years ago I still had two (ATM/Visa Debit) cards with no chip. They were both issued by credit unions. I know this was after the 10/1/2015 "deadline" (https://www.nbcnews.com/tech/tech-news/what-october-1-chip-a...), but I think debit cards were given a later deadline.

[BenjiWiebe]

Chip and pin is distinct from chip. I have ~5 credit cards. At least 4 of them support tap to pay.

They all have chips. None of them have chip-and-pin.