[saurik]

I don't know if they support it for accounts that are receiving contributions instead of payments (and I have no clue what is going on now with this new change today: I need to research this), but PayPal has also offered a "micropayments" tier that costs 5%+$0.05 instead of the 2.9%+$0.30, which is much better for small transactions. You had to activate it with customer support, though.

[runeks]

> You had to activate it with customer support, though.

I wonder why that is. Are they offering this service at a loss? If not, why not offer it to everyone automatically?

[addicted]

The answer is obvious. They want people to pay the higher amount, and this gives them a way to pacify anyone who complains.

[kube-system]

I figure most people make transactions over ~$12, which would cost more in fees at the 5% + 0.05 rate.

[saurik]

Yeah, but so what was always annoying about it is that they don't just automatically give you the better rate on transactions where it makes sense, considering that they explicitly would suggest you create multiple accounts--one with micropayments set and one without--and split your payments between them depending on which would be better. I guess maybe the bulk fee rate threshold would then be separate? Amazon Flexible Payments (which was amazing but was killed with no migration path and for a shitty expensive replacement) just did it all automatically for you to give you good rates (and even had fee tiers for tiny transactions down to I think even less than a penny, if you were working with an internal balance transfer and not an external payment like a credit card).

[Semaphor]

Is that actually mentioned anywhere, publically? We use it and as it’s account-wide, we always calculate which account we have to use to minimize fees.

[Dylan16807]

https://www.paypal.com/us/webapps/mpp/merchant-fees#statemen...

https://www.paypal.com/gf/smarthelp/article/how-can-i-update...

The first page says it's 5% + 0.09 now, though.

Edit: Oh, fixed the first link, the page was using javascript to break anchor links for some reason.

Also that second page only exists on some versions of the site.

[saurik]

I am not 100% sure I am doing the math correctly, but I think--with the other changes today to the normal pricing--that means the boundary at which you should use this pricing tier has moved from ~$12 to ~$29?!

[Dylan16807]

Something like that. $27 if it's 9 cents now. The 25 cent gap has grown to 40, and the 2.1% rate difference has shrunk to 1.5%

[Semaphor]

Interesting, that section in the first link is missing in the German version of the document.