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by runeks 1713 days ago
> You had to activate it with customer support, though.

I wonder why that is. Are they offering this service at a loss? If not, why not offer it to everyone automatically?

2 comments

The answer is obvious. They want people to pay the higher amount, and this gives them a way to pacify anyone who complains.
I figure most people make transactions over ~$12, which would cost more in fees at the 5% + 0.05 rate.
Yeah, but so what was always annoying about it is that they don't just automatically give you the better rate on transactions where it makes sense, considering that they explicitly would suggest you create multiple accounts--one with micropayments set and one without--and split your payments between them depending on which would be better. I guess maybe the bulk fee rate threshold would then be separate? Amazon Flexible Payments (which was amazing but was killed with no migration path and for a shitty expensive replacement) just did it all automatically for you to give you good rates (and even had fee tiers for tiny transactions down to I think even less than a penny, if you were working with an internal balance transfer and not an external payment like a credit card).