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by laegooose 1721 days ago
Can you please explain in more details why do you think this is bad?

Right now, both careful drivers and aggressive drivers pay the same amount for insurance, which means that careful subsidize aggressive ones. Tesla scoring separates those groups and promotes more safer on the roads.

2 comments

That's not true, aggressive drivers' insurance trends upwards and careful drivers' insurance trend downwards.

I have no problem with systems like this but making it always-on and non-optional is insane...

The score isn't even geographically adjusted, they posted the formula right there. Good luck my fellow New Yorkers who have to deal with 100x the pedestrians and random obstructions the average driver has to...

Hard turning is punished so good luck if you're like me and enjoy going on curvy roads where you can easily experience .4gs of lateral force at the speed limit...

Our insurance already has ways to model this stuff in much smarter ways. People in New York pay more for insurance without insurance companies needing every single vehicle's data because driver age and historical data exist...

Their comparable programs are opt-in and often can only reduce your rate (I know my old Volt would only share your score if it'd result in an insurance deduction)

Please see my reply to sibling, @danhak's comment, above.