[BoorishBears]

That's not true, aggressive drivers' insurance trends upwards and careful drivers' insurance trend downwards.

I have no problem with systems like this but making it always-on and non-optional is insane...

The score isn't even geographically adjusted, they posted the formula right there. Good luck my fellow New Yorkers who have to deal with 100x the pedestrians and random obstructions the average driver has to...

Hard turning is punished so good luck if you're like me and enjoy going on curvy roads where you can easily experience .4gs of lateral force at the speed limit...

Our insurance already has ways to model this stuff in much smarter ways. People in New York pay more for insurance without insurance companies needing every single vehicle's data because driver age and historical data exist...

Their comparable programs are opt-in and often can only reduce your rate (I know my old Volt would only share your score if it'd result in an insurance deduction)