[T-J-L]

From someone who spent 10 years in the UK Payroll industry, good luck! I’ve spent many hours thinking about doing this myself.

One question that’s not clear from your website, what part of the market are you targeting? Payroll for a 10-person company is vastly different from a 10,000-person company (As I’m sure you are aware).

Regarding the API, personally I wouldn’t say the payroll processing API is a feature I’ve seen requested, but I like concept. The most common API requests are for employee data. No matter how good your integrations are, somebody is going to want names and addresses they can extract on demand.

[4thstreet]

For the all-in-one HR & payroll product, we're targeting startups in the 0-50 person range. Part of that is pragmatism: as a young company smaller startups tend to be discerning early adopters who we can easily relate to as a small startup ourselves.

Initially we did wonder if we could sell it back to Monzo, but I think that's a way off - supplier onboarding requirements alone make it hard for a new player to sell to a large company (especially banks, which typically are demanding with supplier onboarding).

Thanks for the thoughts on the API!

[T-J-L]

That sounds good and perfectly sensible. All the best & I’ll follow your progress with interest.