[carbonatedmilk]

Presumably this is because the default rate amongst uninsured patients is much higher than insured patients. You might have to fight the insurer to get your $1m, but you know for sure they have it.

[panny]

So you are saying by charging more money to a customer, it makes that customer more likely to be unable to pay. It's like a self fulfilling prophecy.

[ralph84]

Yep. Uninsured rates are set with the expectation that at best they'll get pennies on the dollar when they sell the debt to a collection agency.

[panny]

And if I pay it? Charging wildly inflated prices which were not disclosed before treatment is straight up fraud.

[ralph84]

Then you've subsidized all of the people who don't pay. If you ask they'll almost certainly give you a discount for immediate payment since it's still more than they'd get from the collection agency.