[ralph84]

Yep. Uninsured rates are set with the expectation that at best they'll get pennies on the dollar when they sell the debt to a collection agency.

[panny]

And if I pay it? Charging wildly inflated prices which were not disclosed before treatment is straight up fraud.

[ralph84]

Then you've subsidized all of the people who don't pay. If you ask they'll almost certainly give you a discount for immediate payment since it's still more than they'd get from the collection agency.