| Lots of reading (books, blogs, etc.) has been helpful for me the past few years and it seems like I pickup new things all the time. A few things I use/reference: - YNAB (You Need A Budget) - budgeting/tracking app, plus lots of great content on how to use the software and generally manage your budget/expenses - /r/personalfinance subreddit - checkout their wiki [1] and flowchart [2] in particular for a really helpful overview - For investments I use spreadsheets to track allocation, targets, etc. - Bogleheads wiki - investing, heavy on index funds, low fees, etc. - Whitecoat investor - a lot of good content, mostly aimed at high income earners plus some content specific to medical doctors [3] - A variety of books - there are a lot of good ones out there 1. https://www.reddit.com/r/personalfinance/wiki/commontopics 2. https://www.reddit.com/r/personalfinance/wiki/commontopics#w... 3. https://www.whitecoatinvestor.com/new-to-the-blog-start-here... |
* If you run out of money before getting to the employer retirement match, you are living beyond your means and you need to rectify that ASAP.
* Avoid credit card debt especially; the interest rates are not in your favor.
* If you're making tech sector salary, it's probably best to maximize Roth IRA early and hard--you're likely to hit the salary cap on Roth IRA before too long in your career ($120K is when the contribution is reduced; $137K is when it disappears entirely--although note that 401(k) contributions are excluded).