[rgharris]

All good points. Roth vs traditional can be complicated when you think about the long term possibilities (change in tax rates, early withdrawal, lower/higher income in the future, etc.) but definitely max out Roth/Traditional/Backdoor Roth IRA if at all possible after getting max employer 401k match. I like the idea of diversifying with pre and post tax retirement options to an extent. Backdoor Roth IRA is useful for high earners that don't qualify for a Roth IRA or Traditional IRA deduction.