[vinay427]

I think the distinction of JPMorgan being the processor that denied the transactions is relevant here. IANAL but it's unclear to me that Square Canada is at fault for depending on a company that happens to comply with US laws.

[vkou]

If my bank took my money, and ran off with it, and then blamed it on bad behavior of some third party that I have nothing to do with, I have two things to say:

1. Not my problem.

2. Fuck you, pay me.

If they can't find counter-parties that let them do their jobs, they should not be in the business of payment processing. I don't get to pick which third parties my bank interfaces with.

[vinay427]

They're working on refunding her the money. I'm not sure running off with it is an appropriate comparison here. They just don't want to work with clients that have a business relationship with Cuba in the future.

[jpambrun]

How much work does cutting a 14,000$ check requires? It been going on since August. For a foot truck operations 14,000$ must be a significant toll on cash flow. It's inexcusable.

[vinay427]

I agree, and I definitely don't want to excuse it. I would maintain that the analogy used is inappropriate given that they're still in contact about the money.

[throwaway2048]

That is not an option if they want to continue to operate in Canada. They are in plain violation of the law if they refuse to deal with entities that deal with Cuba.