[polpenn]

Something I’ve always wondered about the programming / software development profession: do people buy insurance for their hands?

My sister is a denturists and she has insurance for her hands. Curious if this is something people in our profession have considered to protect from incidents like this.

[ThrustVectoring]

I do. One easily searchable phrase for it is "own-occupation disability insurance". It covers anything that prevents me from working in my profession, although there are payout time restrictions on hard-to-verify mental health ones to prevent malingering.

Automatically qualifying events include loss of sight, hearing, voice, use of any two hands and/or feet. After qualifying, I get paid $5k/mo until age 65.