[ThrustVectoring]

I do. One easily searchable phrase for it is "own-occupation disability insurance". It covers anything that prevents me from working in my profession, although there are payout time restrictions on hard-to-verify mental health ones to prevent malingering.

Automatically qualifying events include loss of sight, hearing, voice, use of any two hands and/or feet. After qualifying, I get paid $5k/mo until age 65.