[perl4ever]

I wasn't talking about online banks, which I know nothing about. I was talking about ordinary everyday banks and credit unions, which allow you to withdraw money from shared networks[1] of ATMs nationwide for free. Like, this is a thing, you don't have to have $20,000 in a Bank of America account to get free checking and you don't need a nationwide branded ATM/branch network. You don't have to have direct deposit either. Or be white. I've literally been in banks and have seen with my own eyes how it works.

[1]https://www.allpointnetwork.com/locator.aspx

[astrange]

Requiring $50 in the account or $10 a month deposits to avoid the fee is still too much. Large overdrafts are also too much. The thing about poor people is they don’t have any money.

[perl4ever]

The bank and the credit union I mentioned in my previous post do not require that you keep $50 in an account or regularly deposit anything.

Like I said, my credit union requires a deposit of one (1) dollar, which you get back when you close your account.