[astrange]

Requiring $50 in the account or $10 a month deposits to avoid the fee is still too much. Large overdrafts are also too much. The thing about poor people is they don’t have any money.

[perl4ever]

The bank and the credit union I mentioned in my previous post do not require that you keep $50 in an account or regularly deposit anything.

Like I said, my credit union requires a deposit of one (1) dollar, which you get back when you close your account.