[jimmy1]

It's an extremely short term solution to make everyone feel happy and warm inside without any long term results. The lack of impulse control won't sudden vanish once the refund arrives, and they will be back in that situation again a few short months after.

[kartan]

> The lack of impulse control won't sudden vanish once the refund arrives

I see why you reason like this as the reality seems counter-intuitive. The cause is poverty the effect is harder times taking economic sound decisions. Not the other way around.

One of the many articles about the topic: https://newrepublic.com/article/122887/poor-people-dont-have...

[jimmy1]

Not what I meant to come across as saying. Increased self control can help us all, and it can especially help poor people get out of debt and poverty.