[kartan]

> The lack of impulse control won't sudden vanish once the refund arrives

I see why you reason like this as the reality seems counter-intuitive. The cause is poverty the effect is harder times taking economic sound decisions. Not the other way around.

One of the many articles about the topic: https://newrepublic.com/article/122887/poor-people-dont-have...

[jimmy1]

Not what I meant to come across as saying. Increased self control can help us all, and it can especially help poor people get out of debt and poverty.