Bunq[1] is an alternative to Revolut with a banking license in Netherlands. I personally don't trust N26 from the technical point of view[2], and Monzo is available to the UK residents only.
N26 does most of what Revolut does, and it's a real bank. The exchange rates are a bit worse than Revolut but still better than the average bank. They have a webapp but you cannot topup with other cards, you can only transfer money into it.
They were using hiring process for unpaid work.