[krn]

Bunq[1] is an alternative to Revolut with a banking license in Netherlands. I personally don't trust N26 from the technical point of view[2], and Monzo is available to the UK residents only.

[1] https://www.bunq.com/

[2] https://media.ccc.de/v/33c3-7969-shut_up_and_take_my_money