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by bluedino 2697 days ago
My health insurance costs alone would almost quadruple if I had a wife+kid
2 comments

Mine (through work) quadrupled when I got the wife even though we're childfree. The work benefit I was offered provided for either me alone or for my family with unlimited dependents.
Most of it would be on your spouse. Unlike you they are completely subsidized by your employer.

My current plan:

$100/mo - me

$125/mo - me + child(ren)

$350/mo - me + spouse + child(ren)

As a self-employed software developer, the CHEAPEST healthcare plan for my family is $1030/month ($10k deductible).

You are referring to a benefit you get from your salaried position. Nice but many developers do not have this luxury.