[yardie]

Most of it would be on your spouse. Unlike you they are completely subsidized by your employer.

My current plan:

$100/mo - me

$125/mo - me + child(ren)

$350/mo - me + spouse + child(ren)

[ArtDev]

As a self-employed software developer, the CHEAPEST healthcare plan for my family is $1030/month ($10k deductible).

You are referring to a benefit you get from your salaried position. Nice but many developers do not have this luxury.