[kingmailer]

Hey, if you feel like donating all of your hard earned money to the payment platform, it's your choice. Good luck with that, as I gave my example.

2 charge backs will cost you 50 usd, if your product costs 10 usd, it's 70 usd gone.

Your competition, can create 1000 creditcards, buy a product from 5 usd from you, and create chargebacks, good luck.

And no, not suggesting, but ADVISING, if you want your startup to succeed, go the old fashion way, don't trust the middlemen so much with your money :-)

And you don't have to take my advice, no one is forcing you

[wandering-human]

How does one charge a customer then out of curiosity? I always thought it was impossible without some middle man. Can one send request directly to visa, master card ect.... How does one do that then?

[kingmailer]

ACH routing cost within the US is less than 2 usd (check with your bank)

The problem is with the chargebacks

If you’re a startup (just started), chargebacks will be unbearable as it is hard to acquire new customers

One customer that paid 5 usd and did a chargeback, will cost you 30 usd (your earnings from 6 clients)

Best is to ask the customer in this case if he can pay per year or just old fashion bank transfer, it sucks, but these will be customers that will be more serious to stay and to use your product

[justaguyhere]

go the old fashion way

Not sure I understand. To use your own example, are you suggesting that we should send an invoice for 5$ subscription product? And get paid by check?