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by wandering-human 2705 days ago
How does one charge a customer then out of curiosity? I always thought it was impossible without some middle man. Can one send request directly to visa, master card ect.... How does one do that then?
1 comments

ACH routing cost within the US is less than 2 usd (check with your bank)

The problem is with the chargebacks

If you’re a startup (just started), chargebacks will be unbearable as it is hard to acquire new customers

One customer that paid 5 usd and did a chargeback, will cost you 30 usd (your earnings from 6 clients)

Best is to ask the customer in this case if he can pay per year or just old fashion bank transfer, it sucks, but these will be customers that will be more serious to stay and to use your product