| > Ahh yes, the "known false debts act of 1789". </s> Fair Credit Reporting Act of 1970: > Your creditor must not supply information to a CRA that it knows (or should know) is inaccurate. That includes: > - reporting a debt as charged off when you settled it or paid it in full > - misstating the balance due > - reporting late payments when you paid timely > - listing you as a debtor on an account when you were only the authorized user, or > - supplying credit information on an account where identity theft was previously reported (or failing to maintain a reasonable procedure for you to report identity theft). Violations can result in civil damages[0] [0] https://en.wikipedia.org/wiki/Fair_Credit_Reporting_Act#Civi...
[1] https://en.wikipedia.org/wiki/Fair_Credit_Reporting_Act#Furn... |
If you rent a car or motel room and you smoke in it, for example, they can charge you a fee. Keep your rental truck an extra day, they can charge you a fee. If you rent a Uber or Lyft and puke in it, for example, they can charge you a fee.
The FCRA is completely irrelevant to the topic here, because it's inapplicable to the above examples and United would argue they are similarly not violating it.
I wish this forum would allow people the option to disagree with an argument without censoring it. I respect (and even eagerly await) that others might disagree with my opinions, but that deserves a downvote less than an off-topic or rude post.