[lafar6502]

Where I live the insurance company does not act until the case is clear and it’s known who is guilty and of what. Sometimes it’s just police documentation, sometimes an investigation and court case. But insurance company does not represent you in the court so what exactly are you talking about?

[xapata]

If the other person is at fault, your insurance company will in fact go after them for money. Depends on the plan and the circumstances, I suppose.

[lafar6502]

This is their business, not yours. They wouldn’t pay you a penny if they could, and have whole departments for figuring out how to pay you less

[xapata]

So it sounds like status quo ain't "a matter settled between two humans on equal rights".

[lafar6502]

No, your idea of insurance company role is totally wrong. It still you vs Uber.

[xapata]

I'm confused. Are you saying today it's two individuals in contest or today it's an individual vs Uber?

[lafar6502]

No driver to hold responsible, just machine and billion dollar company behind it. And their lawyers ready to punch a hole in your face... confusing, isn’t it?