[xapata]

If the other person is at fault, your insurance company will in fact go after them for money. Depends on the plan and the circumstances, I suppose.

[lafar6502]

This is their business, not yours. They wouldn’t pay you a penny if they could, and have whole departments for figuring out how to pay you less

[xapata]

So it sounds like status quo ain't "a matter settled between two humans on equal rights".

[lafar6502]

No, your idea of insurance company role is totally wrong. It still you vs Uber.

[xapata]

I'm confused. Are you saying today it's two individuals in contest or today it's an individual vs Uber?

[lafar6502]

No driver to hold responsible, just machine and billion dollar company behind it. And their lawyers ready to punch a hole in your face... confusing, isn’t it?