[Brakenshire]

They talk about two distinct policies here, a personal policy (which still has to permit ridesharing, according to the illustration), which applies at any moment the driver is using the car for personal use (i.e. not logged into the Uber app to accept trips), then another policy, provided by Intact, which covers the Uber trips.

This page seems to be more about a kind of interface between the two policies, not that Uber coverage is provided for free.

[aianus]

Yes there are two distinct policies, both offered by Intact or their subsidiaries:

1. A commercial policy paid for by Uber which covers all Uber drivers while online.

2. A personal policy paid for by the driver which covers them while offline and explicitly permits ridesharing at no extra cost. This personal policy is the same price as the competitors without ridesharing, so it is not an added expense.

[Brakenshire]

Oh, I see, thanks.