[aianus]

Yes there are two distinct policies, both offered by Intact or their subsidiaries:

1. A commercial policy paid for by Uber which covers all Uber drivers while online.

2. A personal policy paid for by the driver which covers them while offline and explicitly permits ridesharing at no extra cost. This personal policy is the same price as the competitors without ridesharing, so it is not an added expense.

[Brakenshire]

Oh, I see, thanks.