Did you also cite the part where you are being financially supported by Bertelsmann Stiftung who have a competing product (Arvato Infoscore)? Though I am not sure if it is as bad as they claim...
a. is disclosed by our partner algorithmwatch
b. the funding is not for this project
c. see https://twitter.com/OpenSchufa/status/964408780162150400
"Die SCHUFA ist die bekannteste Auskunftei & Marktführer; wir fordern in unserer Projektbeschreibung u.a.: "Die SCHUFA & andere Auskunfteien müssen öffentlich & permanent darlegen, wie ihr Score funktioniert bzw. welche Modelle/Annahmen ihm zu Grunde liegen (Nachvollziehbarkeit)"
d. read https://okfn.de/blog/2018/02/openschufa-english/#update (we already requesting infoscore Consumer Data GmbH data)
c. "The SCHUFA is the best known credit reporter & market leader. In our project description we ask: The SCHUFA & other credit bureaus must publicly and permanently explain how their score works and which models / assumptions are based on it (traceability)"
Infoscore is a <censored> company. They have a debt collection and a rating arm which are officially independent.
They also have a legal arm (Haas & Partner) in the same building (again "independent"), who collect legal fees on top of Infoscore's debt collection fees -- a practice that has been deemed illegal by several federal courts.
The legal arm is largely automated, so the "lawyer" fees are questionable.