[bgmarkman]

Infoscore is a <censored> company. They have a debt collection and a rating arm which are officially independent.

They also have a legal arm (Haas & Partner) in the same building (again "independent"), who collect legal fees on top of Infoscore's debt collection fees -- a practice that has been deemed illegal by several federal courts.

The legal arm is largely automated, so the "lawyer" fees are questionable.