It's easy to move your VPN to an arbitrary VPS anywhere in the world, but there's only a handful of residential ISPs available in any given area, and they are almost univerally scummy.
Source? I do not think most of the ISPs in my area are particularly scummy. They provide reliable plain internet service with no data caps (and also TV/phone service if you so desire) for a reasonable monthly fee, and in my experience, most of them hire enough customer service workers on their support phone. All of them also resisted internet filtering until the legal system forced them to do so. What more is there to ask of an ISP?
In my area none of them provide reliable internet service, most of them enforce some censorship and have poor customer service, and all of them perform the legally-mandated surveillance.
Having the wire, especially if it's fibre, between your home and ISP encrypted is probably of extremely limited value. Your ISP has access to the (unencrypted) endpoint anyway, and any adversary with the resources to actually tap your fibre probably have higher value and more easily accessible means of spying on you anyway.
Source? I do not think most of the ISPs in my area are particularly scummy. They provide reliable plain internet service with no data caps (and also TV/phone service if you so desire) for a reasonable monthly fee, and in my experience, most of them hire enough customer service workers on their support phone. All of them also resisted internet filtering until the legal system forced them to do so. What more is there to ask of an ISP?