[ghaff]

In the woodworking example, you may only have room for so many chairs around the house. And, if you don't really need the money, you make what you want when you feel like it. That's a lot different from the typical job.

Needing money isn't binary in any case. I may or may not need more money. But maybe I'll be glad I had it some day. Of, perhaps unlike MMM, maybe I'll buy something or take a trip someplace with the extra money that I wouldn't have otherwise done.

[vasilipupkin]

needing money is pretty binary, in my opinion. If I can do all the things I like without working at all, then I have enough to retire. If I occasionally need more money to do some of the things I like and I need to work to get it - I don't have enough to retire.

[ghaff]

I'd probably like to hop on a NetJets when I travel but I'm not planning to hold off on retiring until that's a reasonable option. Pretty much everything is about tradeoffs.