[vasilipupkin]

needing money is pretty binary, in my opinion. If I can do all the things I like without working at all, then I have enough to retire. If I occasionally need more money to do some of the things I like and I need to work to get it - I don't have enough to retire.

[ghaff]

I'd probably like to hop on a NetJets when I travel but I'm not planning to hold off on retiring until that's a reasonable option. Pretty much everything is about tradeoffs.