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by zAy0LfpBZLC8mAC 3211 days ago
Your comparison is bullshit. I have control over how I secure my car from being stolen. It's complete nonsense to equate that to me being responsible for a bank's failure to protect themselves against fraud where I have no power whatsoever to influence how the bank secures itself against fraudulent loan applications.
1 comments
g051051 3211 days ago
Your statement is nonsense. Regardless of your efforts, the best you can ever hope for is to minimize the chance of your car being stolen. You can never prevent it completely. If your car is stolen in spite of your best efforts, are you at fault? Do you still have to deal with the consequences as a victim of that theft?
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rplst8 3211 days ago
When someone takes out a loan in someone else's name, the only theft that truly occurs is the imposter stealing money from the bank it duped.
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zAy0LfpBZLC8mAC 3211 days ago
Which thus makes it equivalent to a scenario where you have no power to influence things whatsoever?
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g051051 3211 days ago
Which makes your statement (that you have sufficient control to prevent the possibility of theft of your property) completely invalid. You can do everything right, and through no fault of your own have things go wrong.
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zAy0LfpBZLC8mAC 3211 days ago
> Which makes your statement (that you have sufficient control to prevent the possibility of theft of your property) completely invalid.

Luckily, I didn't say that.

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g051051 3211 days ago
> I have control over how I secure my car from being stolen.

Really? Those were your exact words, in the context of claiming that your ability to secure your car made the comparison to identity theft invalid.

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zAy0LfpBZLC8mAC 3211 days ago
Yes, really. Having control over how I secure my car does not in any way imply that I can guarantee success. However, as a matter of fact, you can essentially get arbitrarily close to that, it's just a matter of your effort. Which is in contrast to banks being defrauded and blaming me for it, where I can not do anything about how the bank protects itself against the fraud.

The problem is that the power to do anything about the problem and the blame is not aligned, which leads to a situation that is equivalent to the bank leaving the key in the ignition of the unlocked car, not allowing you to change anything about that setup, and then expecting you to foot the bill when the car inevitably does get stolen.

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benchaney 3211 days ago
Do you really not understand the difference between having control over something and being able to guarantee it?
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