Which makes your statement (that you have sufficient control to prevent the possibility of theft of your property) completely invalid. You can do everything right, and through no fault of your own have things go wrong.
Yes, really. Having control over how I secure my car does not in any way imply that I can guarantee success. However, as a matter of fact, you can essentially get arbitrarily close to that, it's just a matter of your effort. Which is in contrast to banks being defrauded and blaming me for it, where I can not do anything about how the bank protects itself against the fraud.
The problem is that the power to do anything about the problem and the blame is not aligned, which leads to a situation that is equivalent to the bank leaving the key in the ignition of the unlocked car, not allowing you to change anything about that setup, and then expecting you to foot the bill when the car inevitably does get stolen.