[ryanlol]

Why do you need to cancel your cards?

[icelancer]

If card data was stolen.

[ryanlol]

Do you know for sure your card data was stolen?

If not, this isn't necessarily something you need to be very proactive about.

[icelancer]

No, but it has been in the past. I'm speaking theoretically in general when people are wronged by things like this.

[kingnothing]

Your credit card company should offer a $0 liability policy for fraudulent charges. If not, switch card companies. Then it's their problem not yours.

[icelancer]

Yes, they do. I still have to take time out of my day to audit the cards, challenge the payments, and then cancel the cards and get new ones, and update billpay everywhere else.

How hard is this to understand?

[ryanlol]

Yes, and if you're with a decent company chances are they'll automatically send you a new card if you've been affected.

[pacaro]

Leaving you without a card for 7-10 business days.

[literallycancer]

Still requires you to notice a weird spend and file the complaint/whatever process they have.